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Sfaturi pentru cumpararea unei case

Unde locuim in Canada? Discutii despre case, apartamente, case de vacanta, terenuri, chirii, ipoteci, agenti imobiliari, comisioane, impozite imobiliare
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Atenție: este INTERZISĂ publicarea de anunțuri de vânzare/cumpărare/închiriere în această rubrică (destinată strict discuțiilor generale despre imobiliare din Canada).

Pentru anunțuri de vânzare/cumpărare/închiriere folosiți rubrica locală din zona unde se află proprietatea respectivă.

Mesajele care contravin acestei restricții vor fi șterse fără preaviz.
Răspunde

Ce parere aveti despre preturile la case?

Chestionarul s-a închis pe data de 21 Mai 2010, 09:09

Sunt tot timpul in crestere deci vor creste in continuare
18
30%
Vor stagna o perioada apoi functie de economie, vor creste sau vor scade
18
30%
Vor fi in scadere, cel putin temporar
7
12%
Fac un gratar, beau o bere si nu las preturile la case sa ma streseze
17
28%
 
Voturi totale : 60

Mesajde scheddie » 21 Aug 2010, 09:59

" Termeni – descriu detaliile finantarii, care poate fi obtinuta de cumparator de la o institutie financiara sau poate fi preluata de la vanzator, mai ales daca acesta are o rata mai mica la ipoteca decat ar putea obtine cumparatorul."

Cum adica sa preiei rata ipotecara a vanzatorului? In ce conditii? Nu depinde de ratingul pe care il ai personal?
Edi Gabriel Schwarz - [email protected]
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Mesajde andizebi » 28 Aug 2010, 02:27

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Mesajde Radu7777 » 30 Aug 2010, 12:16

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Re: Sfaturi pentru cumpararea unei case

Mesajde Isostar » 08 Iul 2014, 08:47

Cateva detalii despre actiunile facute inaintea cumpararii unei case, care in general sunt parte din conditiile ofertei:

Appraisal and Inspection, Pre-approval and firm approval are all different.

Appraisal for mortgage financing is sent by banks.
As a buyer, you can also hire independent appraiser.
Appraisal is also done for tax purposes, Estate filing, etc.

Home inspection is done by inspectors for the buyers.
Their job is to find any defects and assess the life of the major structures.
Inspectors referred by buyer’s agents are often too easy to go ahead with “greem light” for purchase.
You can also hire independent inspectors if you wish.
Inspection is not to do with financing.

Pre-approval is done merely by income, downpayment, credit history of the potential borrower.
Pre-approval has a clause = subject to satisfactory appraisal

Firm approval is granted after satisfactory appraisal, type of property, and firm offer of purchase / sale with all condition removed.
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Re: Sfaturi pentru cumpararea unei case

Mesajde Isostar » 08 Iul 2014, 12:21

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Re: Sfaturi pentru cumpararea unei case

Mesajde Gummy Bear » 17 Iul 2014, 17:17

Daca depinzi de ce e scris pe forumul asta ca sa iti cumperi casa..........risti sa fii departe de multe adevaruri.....
i-ati un mortgage brooker :P :P
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